THIS IS NOT A STORY BUT A TRUE INCIDENT THAT HAPPENED IN AMERICA.

An Indian man walks into a bank in New York City and asks for the loan officer.

He tells the loan officer that he is going to India on business for two weeks and

needs to borrow $5,000. The bank officer tells him that the bank will need some

form of security for the loan, so the Indian man hands over the keys to a new

Ferrari parked on the street in front of the bank. He produces the title and

everything checks out. The loan officer agrees to accept the car as collateral

for the loan. The bank's president and its officers all enjoy a good laugh at

the Indian for using a $250,000 Ferrari as collateral against a $5,000 loan.

An Employee of the bank then drives the Ferrari into the bank's underground

Garage and parks it there. Two weeks later, the Indian returns, repays the $5,000

and the interest, which comes to $15.41. The loan officer says, "Sir, we are very

happy to have had your business, and this transaction has worked out very nicely,

but we are a little puzzled. While you were away, we checked you out and found

that you are a multi millionaire. What puzzles us is, why would you bother to borrow

"$5,000" The Indian replies: "Where else in New York City can I park my car for two

weeks for only $15.41 and expect it to be there when I return'" . Ah, the mind of

the Indian... This is why India is shining…